/* ============================================
   Furrer Group — Modern Night Blue Theme
   ============================================ */

:root {
  --navy-950: #05080f;
  --navy-900: #0a1226;
  --navy-800: #0f1a35;
  --navy-700: #16234a;
  --navy-600: #1e2f63;
  --blue-500: #3b82f6;
  --blue-400: #60a5fa;
  --gold:     #f5c05a;
  --gold-soft:#fde3a7;
  --white:    #ffffff;
  --ink:      #0b1225;
  --muted:    #6b7590;
  --line:     #e6ecf5;
  --bg-soft:  #f6f8fc;
  --radius:   14px;
  --radius-lg:22px;
  --shadow-sm: 0 6px 20px rgba(10, 18, 38, 0.06);
  --shadow-md: 0 18px 45px rgba(10, 18, 38, 0.10);
  --shadow-lg: 0 30px 80px rgba(10, 18, 38, 0.18);
  --grad-hero: radial-gradient(1200px 600px at 85% -10%, rgba(96,165,250,.35), transparent 60%),
               radial-gradient(900px 500px at -10% 20%, rgba(245,192,90,.15), transparent 55%),
               linear-gradient(180deg, var(--navy-900) 0%, var(--navy-800) 60%, var(--navy-950) 100%);
  --grad-cta:  linear-gradient(120deg, var(--navy-800), var(--navy-600) 55%, #223f8f);
  --grad-btn:  linear-gradient(135deg, var(--gold) 0%, #e0a83e 100%);
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', system-ui, -apple-system, Segoe UI, sans-serif;
  color: var(--ink);
  background: #fff;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }

/* ---------- Navbar ---------- */
.navbar {
  position: sticky; top: 0; z-index: 50;
  background: rgba(10, 18, 38, 0.92);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(255,255,255,.06);
}
.nav-container {
  max-width: 1200px; margin: 0 auto; padding: 16px 24px;
  display: flex; align-items: center; justify-content: space-between; gap: 20px;
}
.logo h1 {
  color: var(--white); font-size: 22px; font-weight: 700; letter-spacing: -.02em;
}
.logo h1::before {
  content: "◆"; color: var(--gold); margin-right: 8px; font-size: 16px;
}
.nav-menu { display: flex; gap: 6px; list-style: none; }
.nav-link {
  color: #cbd6ee; padding: 10px 16px; border-radius: 10px;
  font-weight: 500; font-size: 15px; transition: .2s;
}
.nav-link:hover { color: var(--white); background: rgba(255,255,255,.06); }
.nav-link.active { color: var(--white); background: rgba(96,165,250,.15); }
.language-selector select {
  background: rgba(255,255,255,.06); color: #cbd6ee;
  border: 1px solid rgba(255,255,255,.12); padding: 8px 12px;
  border-radius: 8px; font-size: 14px; cursor: pointer;
}
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; }
.hamburger .bar { width: 24px; height: 2px; background: #fff; transition: .3s; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 14px 26px; border-radius: 12px;
  font-weight: 600; font-size: 15px; letter-spacing: .01em;
  transition: transform .2s, box-shadow .2s, background .2s;
  border: none; cursor: pointer; text-align: center;
}
.btn-primary {
  background: var(--grad-btn); color: var(--navy-900);
  box-shadow: 0 12px 30px rgba(245,192,90,.35);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 18px 40px rgba(245,192,90,.5); }
.btn-secondary {
  background: transparent; color: var(--white);
  border: 1.5px solid rgba(255,255,255,.35);
}
.btn-secondary:hover { background: rgba(255,255,255,.08); border-color: #fff; }
.btn-dark {
  background: var(--navy-900); color: #fff;
}
.btn-dark:hover { background: var(--navy-700); transform: translateY(-2px); }

/* ---------- Hero ---------- */
.hero {
  background: var(--grad-hero); color: var(--white);
  position: relative; overflow: hidden;
}
.hero::after {
  content:""; position:absolute; inset:0;
  background-image:
    linear-gradient(rgba(255,255,255,.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.03) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse at center, black 30%, transparent 75%);
  pointer-events: none;
}
.hero-container {
  max-width: 1200px; margin: 0 auto; padding: 90px 24px 110px;
  display: grid; grid-template-columns: 1.05fr .95fr; gap: 60px; align-items: center;
  position: relative; z-index: 1;
}
.hero-title {
  font-size: clamp(34px, 4.4vw, 58px); font-weight: 700;
  line-height: 1.08; letter-spacing: -.025em;
  margin-bottom: 20px;
}
.highlight {
  background: linear-gradient(90deg, var(--gold), var(--gold-soft));
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.hero-subtitle {
  font-size: 18px; color: #c5d0e8; max-width: 560px; margin-bottom: 32px;
}
.hero-features {
  display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 36px;
}
.feature-item {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12);
  padding: 8px 14px; border-radius: 999px; font-size: 14px; color: #e2e8f5;
}
.feature-item i { color: var(--gold); }
.hero-buttons { display: flex; flex-wrap: wrap; gap: 14px; }
.hero-image { position: relative; }
.hero-image img {
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  aspect-ratio: 4/5; object-fit: cover;
}
.hero-badge {
  position: absolute; bottom: 20px; left: -18px;
  background: #fff; color: var(--navy-900);
  padding: 14px 20px; border-radius: 14px; font-weight: 700;
  box-shadow: var(--shadow-md);
  display: flex; align-items: center; gap: 10px;
}
.hero-badge i { color: var(--gold); }

/* ---------- Section header ---------- */
.section-header { text-align: center; max-width: 720px; margin: 0 auto 56px; }
.section-header h2 {
  font-size: clamp(28px, 3vw, 42px); font-weight: 700;
  letter-spacing: -.02em; color: var(--navy-900); margin-bottom: 12px;
}
.section-header p { color: var(--muted); font-size: 17px; }
.eyebrow {
  display: inline-block; font-size: 12px; font-weight: 700; letter-spacing: .18em;
  text-transform: uppercase; color: var(--blue-500);
  background: rgba(59,130,246,.10); padding: 6px 12px; border-radius: 999px;
  margin-bottom: 14px;
}

/* ---------- Services ---------- */
.services { padding: 100px 0; background: var(--bg-soft); }
.services-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 24px;
}
.service-card {
  background: #fff; padding: 32px 26px; border-radius: var(--radius-lg);
  border: 1px solid var(--line); transition: .3s;
  position: relative; overflow: hidden;
}
.service-card::before {
  content:""; position:absolute; top:0; left:0; right:0; height:3px;
  background: var(--grad-btn); transform: scaleX(0); transform-origin: left; transition: .4s;
}
.service-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: transparent; }
.service-card:hover::before { transform: scaleX(1); }
.service-icon {
  width: 56px; height: 56px; border-radius: 14px;
  background: linear-gradient(135deg, var(--navy-800), var(--navy-600));
  color: var(--gold); display: flex; align-items: center; justify-content: center;
  font-size: 22px; margin-bottom: 18px;
}
.service-card h3 { font-size: 19px; margin-bottom: 10px; color: var(--navy-900); }
.service-card p { color: var(--muted); font-size: 15px; margin-bottom: 16px; }
.service-features { list-style: none; }
.service-features li {
  font-size: 14px; color: var(--ink); padding: 6px 0; padding-left: 22px; position: relative;
}
.service-features li::before {
  content: "✓"; position: absolute; left: 0; color: var(--blue-500); font-weight: 700;
}

/* ---------- Why choose ---------- */
.why-choose-us { padding: 100px 0; }
.why-choose-content { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.why-choose-text h2 {
  font-size: clamp(28px, 3vw, 40px); color: var(--navy-900);
  letter-spacing: -.02em; margin-bottom: 28px;
}
.advantages { display: flex; flex-direction: column; gap: 22px; }
.advantage-item {
  display: flex; gap: 18px; padding: 20px;
  border-radius: 14px; background: #fff; border: 1px solid var(--line);
  transition: .3s;
}
.advantage-item:hover { border-color: var(--blue-500); transform: translateX(6px); }
.advantage-icon {
  min-width: 48px; height: 48px; border-radius: 12px;
  background: rgba(59,130,246,.10); color: var(--blue-500);
  display: flex; align-items: center; justify-content: center; font-size: 20px;
}
.advantage-content h4 { color: var(--navy-900); margin-bottom: 6px; }
.advantage-content p { color: var(--muted); font-size: 14.5px; }
.why-choose-image img {
  border-radius: var(--radius-lg); box-shadow: var(--shadow-md);
  aspect-ratio: 4/5; object-fit: cover;
}

/* ---------- Stats ---------- */
.stats {
  padding: 70px 0; background: var(--grad-cta); color: #fff;
  position: relative; overflow: hidden;
}
.stats::before {
  content:""; position:absolute; inset:0;
  background: radial-gradient(circle at 20% 50%, rgba(245,192,90,.18), transparent 40%);
}
.stats-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 30px; text-align: center; position: relative;
}
.stat-item .stat-number {
  font-size: clamp(36px, 4vw, 52px); font-weight: 700;
  color: var(--gold); letter-spacing: -.02em; line-height: 1;
}
.stat-item .stat-label { margin-top: 8px; color: #c5d0e8; font-size: 14px; letter-spacing: .04em; }

/* ---------- CTA ---------- */
.cta { padding: 100px 0; background: var(--bg-soft); }
.cta-box {
  background: var(--grad-cta); color: #fff; border-radius: var(--radius-lg);
  padding: 60px 40px; text-align: center; position: relative; overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.cta-box::before {
  content:""; position:absolute; inset:0;
  background: radial-gradient(circle at 80% 20%, rgba(245,192,90,.20), transparent 45%);
}
.cta-box h2 {
  font-size: clamp(28px, 3vw, 40px); font-weight: 700;
  margin-bottom: 14px; letter-spacing: -.02em; position: relative;
}
.cta-box p { color: #d5deee; margin-bottom: 28px; font-size: 17px; position: relative; }
.cta-box .btn { position: relative; }

/* ---------- Footer ---------- */
footer {
  background: var(--navy-950); color: #a9b4cc; padding: 70px 0 24px;
}
.footer-grid {
  display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 40px; margin-bottom: 40px;
}
.footer-col h3, .footer-col h4 { color: #fff; margin-bottom: 18px; font-size: 16px; }
.footer-col p { font-size: 14.5px; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col a { color: #a9b4cc; font-size: 14.5px; transition: .2s; }
.footer-col a:hover { color: var(--gold); }
.footer-contact li { display: flex; align-items: center; gap: 10px; font-size: 14.5px; }
.footer-contact i { color: var(--blue-400); width: 16px; }
.socials { display: flex; gap: 10px; margin-top: 16px; }
.socials a {
  width: 38px; height: 38px; border-radius: 50%;
  background: rgba(255,255,255,.06); display: inline-flex;
  align-items: center; justify-content: center; color: #fff;
}
.socials a:hover { background: var(--gold); color: var(--navy-900); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.08); padding-top: 22px;
  text-align: center; font-size: 13.5px;
}

/* ---------- Page header (interior pages) ---------- */
.page-header {
  background: var(--grad-hero); color: #fff; padding: 90px 0 80px; text-align: center;
  position: relative; overflow: hidden;
}
.page-header h1 { font-size: clamp(32px, 4vw, 52px); font-weight: 700; letter-spacing: -.02em; margin-bottom: 12px; }
.page-header p { color: #c5d0e8; font-size: 18px; }

/* ---------- About ---------- */
.about-content { padding: 100px 0; }
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.about-text h2 { font-size: clamp(26px, 2.6vw, 36px); color: var(--navy-900); margin-bottom: 18px; letter-spacing: -.02em; }
.about-text p { color: #43516e; margin-bottom: 16px; font-size: 16px; }
.about-image img { border-radius: var(--radius-lg); box-shadow: var(--shadow-md); }

.values { padding: 100px 0; background: var(--bg-soft); }
.values-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 24px; }
.value-card {
  background: #fff; padding: 30px 24px; border-radius: var(--radius-lg);
  text-align: center; border: 1px solid var(--line); transition: .3s;
}
.value-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); }
.value-icon {
  width: 62px; height: 62px; border-radius: 50%;
  background: linear-gradient(135deg, var(--navy-800), var(--navy-600));
  color: var(--gold); display: flex; align-items: center; justify-content: center;
  font-size: 24px; margin: 0 auto 16px;
}
.value-card h3 { color: var(--navy-900); margin-bottom: 8px; font-size: 18px; }
.value-card p { color: var(--muted); font-size: 14.5px; }

.team { padding: 100px 0; }
.team-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 30px; }
.team-member {
  background: #fff; border-radius: var(--radius-lg); overflow: hidden;
  border: 1px solid var(--line); transition: .3s;
}
.team-member:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); }
.member-image { aspect-ratio: 4/3; overflow: hidden; }
.member-image img { width: 100%; height: 100%; object-fit: cover; transition: .4s; }
.team-member:hover .member-image img { transform: scale(1.06); }
.member-info { padding: 24px; }
.member-info h3 { color: var(--navy-900); margin-bottom: 4px; }
.member-role { color: var(--blue-500); font-weight: 600; font-size: 14px; margin-bottom: 10px; }
.member-info p { color: var(--muted); font-size: 14.5px; }

.certifications { padding: 100px 0; background: var(--bg-soft); }
.certifications-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 24px; }
.certification-item {
  background: #fff; padding: 30px 22px; text-align: center;
  border-radius: var(--radius-lg); border: 1px solid var(--line);
}
.cert-icon {
  width: 56px; height: 56px; border-radius: 14px;
  background: rgba(59,130,246,.10); color: var(--blue-500);
  display: flex; align-items: center; justify-content: center; font-size: 22px;
  margin: 0 auto 14px;
}
.certification-item h4 { color: var(--navy-900); margin-bottom: 6px; font-size: 16px; }
.certification-item p { color: var(--muted); font-size: 14px; }

/* ---------- Credit request form ---------- */
.steps { padding: 80px 0; background: var(--bg-soft); }
.steps-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 24px; }
.step-card {
  background: #fff; padding: 30px 24px; border-radius: var(--radius-lg);
  border: 1px solid var(--line); text-align: center; position: relative;
}
.step-number {
  width: 42px; height: 42px; border-radius: 50%;
  background: var(--grad-btn); color: var(--navy-900);
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; margin: 0 auto 14px;
}
.step-card h3 { color: var(--navy-900); margin-bottom: 6px; font-size: 17px; }
.step-card p { color: var(--muted); font-size: 14.5px; }

.form-section { padding: 100px 0; }
.form-wrapper {
  max-width: 900px; margin: 0 auto; background: #fff;
  border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 40px; box-shadow: var(--shadow-sm);
}
.form-wrapper > h2 { color: var(--navy-900); font-size: 26px; margin-bottom: 4px; letter-spacing: -.01em; }
.form-wrapper > p { color: var(--muted); margin-bottom: 30px; }
.form-block { margin-bottom: 30px; }
.form-block h3 {
  color: var(--navy-900); font-size: 17px; padding-bottom: 10px;
  border-bottom: 2px solid var(--line); margin-bottom: 18px;
}
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-group.full { grid-column: 1 / -1; }
.form-group label { font-size: 14px; color: var(--navy-900); font-weight: 500; }
.form-group input,
.form-group select,
.form-group textarea {
  border: 1px solid var(--line); border-radius: 10px;
  padding: 12px 14px; font-size: 15px; font-family: inherit;
  background: #fff; color: var(--ink); transition: .2s;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none; border-color: var(--blue-500);
  box-shadow: 0 0 0 3px rgba(59,130,246,.15);
}
.form-group small { color: var(--muted); font-size: 12.5px; }
.checkbox-row {
  display: flex; align-items: flex-start; gap: 10px;
  background: var(--bg-soft); padding: 14px; border-radius: 10px;
}
.checkbox-row input { margin-top: 4px; }
.checkbox-row label { font-size: 14px; color: #43516e; }
.form-submit { text-align: center; margin-top: 12px; }

/* ---------- Contact ---------- */
.contact-section { padding: 100px 0; }
.contact-grid { display: grid; grid-template-columns: 1fr 1.2fr; gap: 50px; }
.contact-info { display: flex; flex-direction: column; gap: 20px; }
.contact-card {
  background: #fff; padding: 24px; border-radius: var(--radius-lg);
  border: 1px solid var(--line); display: flex; gap: 16px;
  transition: .3s;
}
.contact-card:hover { border-color: var(--blue-500); transform: translateY(-2px); }
.contact-icon {
  min-width: 48px; height: 48px; border-radius: 12px;
  background: linear-gradient(135deg, var(--navy-800), var(--navy-600));
  color: var(--gold); display: flex; align-items: center; justify-content: center; font-size: 20px;
}
.contact-card h4 { color: var(--navy-900); margin-bottom: 4px; }
.contact-card p, .contact-card a { color: var(--muted); font-size: 14.5px; }
.contact-form-wrap {
  background: #fff; padding: 36px; border-radius: var(--radius-lg);
  border: 1px solid var(--line); box-shadow: var(--shadow-sm);
}
.contact-form-wrap h2 { color: var(--navy-900); font-size: 24px; margin-bottom: 20px; }

/* ---------- Testimonials ---------- */
.testimonials { padding: 100px 0; background: var(--bg-soft); }
.testimonials-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 24px; }
.testimonial {
  background: #fff; border-radius: var(--radius-lg); padding: 28px;
  border: 1px solid var(--line); position: relative;
}
.testimonial::before {
  content: "\201C"; position: absolute; top: -12px; left: 18px;
  font-size: 70px; color: var(--blue-400); font-family: Georgia, serif; line-height: 1;
}
.testimonial p { color: #43516e; font-style: italic; margin-bottom: 18px; }
.testimonial .who { display: flex; align-items: center; gap: 12px; }
.testimonial .avatar {
  width: 44px; height: 44px; border-radius: 50%;
  background: linear-gradient(135deg, var(--navy-800), var(--blue-500));
  color: #fff; display: flex; align-items: center; justify-content: center; font-weight: 700;
}
.testimonial .who strong { color: var(--navy-900); display: block; font-size: 15px; }
.testimonial .who span { color: var(--muted); font-size: 13px; }
.stars { color: var(--gold); margin-bottom: 8px; letter-spacing: 2px; }

/* ---------- Alerts ---------- */
.fade-in-up { animation: fadeInUp .6s ease both; }
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(24px); }
  to { opacity: 1; transform: none; }
}

.alert {
  padding: 14px 18px; border-radius: 10px; margin-bottom: 20px; font-size: 14.5px;
  display: none;
}
.alert.success { background: #e6f7ee; color: #14663b; border: 1px solid #c8ecd7; }
.alert.error { background: #fbe9ec; color: #a02033; border: 1px solid #f4c9d0; }
.alert.show { display: block; }

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
  .nav-menu {
    position: fixed; top: 68px; left: 0; right: 0;
    background: var(--navy-900); flex-direction: column;
    padding: 20px; gap: 6px; transform: translateY(-120%); transition: .3s;
  }
  .nav-menu.active { transform: translateY(0); }
  .hamburger { display: flex; }
  .hero-container, .why-choose-content, .about-grid, .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .form-wrapper, .contact-form-wrap { padding: 26px; }
  .hero-image img { aspect-ratio: 4/3; }
}
@media (max-width: 560px) {
  .footer-grid { grid-template-columns: 1fr; }
  .hero-badge { left: 10px; bottom: 10px; }
}